Wealth Management

So what is it that you want to plan for?

There are an endless amount of products designed to help you with your wealth management needs. So whether you are looking to build your wealth or preserve your wealth, or looking for advice on retirement or maybe college savings, we can work with you to find the answers.

The first and most important thing in our minds though....

is simply to begin and ask the right questions.

So reach out to us and lets start the conversation.


Below is your most basic short list of products. 


Known as an "Equity" or "Share" of a company. Each share entitles you to a small stake in the company's profits and assets. There are two main types of stocks: Preferred & Common. Common entitles the owner to one voting right and the right to receive dividends. Preferred stock does not come with voting rights but has a higher stake of claim to assets and dividends compared to common stock.

Cash Equivalents

U.S. Government Treasury Bills, Bank Certificates of Deposit (CD's),

Money Market Funds,

Banker's Acceptances &

Corporate Commercial Paper


An option is like an insurance policy on your investment, allowing the option owner the right to buy or sell at a specific price for an allotted amount of time. 


A product offered by insurance companies where investors make either an initial lump sum or periodic investments. Money is paid out over a set period of time. For more information about annuities and the different types click here.


Bonds are debt instruments used to raise capital. A bond is an arrangement between the investor and company, municipality, state or government for a defined period of time with a variable or fixed interest rate. Bond holders are actually considered "debt holders" or "creditors" of the issuing entity. Considered an investment of less risk in a company, compared to stock: therefore being a bond holder you may have a higher priority during a liquidation phase of a bankrupt company.

Mutual Funds

Mutual funds are pooled investments by many different investors. There is a fund manager who oversees the buying & selling of assets held by the mutual fund. Those assets may be in the form of any investment products, such as: stocks, bonds, or money market instruments. When different products are held in one fund it is referred to as a "hybrid fund." Click to read about the different classes of mutual funds.


ETF stands for Exchange Traded Fund, it is like a cross between a mutual fund and a stock, similar to mutual funds in that they hold assets in a fund that is traded on the stock market, however in cost they do not have the same fees as mutual funds and are aligned with stock prices to sell. 

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Contact us: 866.790.9700

Securities and investment advisory services are offered through Sovereign Global Advisors, Registered Investment Advisor and members of FINRA and SIPC

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